Terms & Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and AI Neural Hub ("Company," "we," "our," or "us"), a registered educational organization operating at 445 Lehner Crossing, Mollieport, IN 65549-3588, United States (Registration Number: 36486577).

By accessing or using our website (ai-optimum.com) and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or services.

2. Description of Services

AI Neural Hub provides educational services focused on artificial intelligence, machine learning, and related technology fields. Our services include, but are not limited to:

• Educational courses and training programs
• Online learning platforms and resources
• Instructional materials and content
• Certificate programs
• Webinars, workshops, and seminars
• Career guidance and support services
• Community forums and networking opportunities

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. Eligibility and Registration

3.1 Age Requirement

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.

3.2 Account Registration

To access certain services, you may be required to create an account. When registering, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to refuse service, terminate accounts, or cancel orders at our sole discretion.

4. Enrollment and Payment

4.1 Course Enrollment

Enrollment in our programs is subject to availability and approval. We reserve the right to accept or reject any enrollment application at our discretion. Upon enrollment approval, you will receive confirmation via email.

4.2 Tuition and Fees

Current tuition rates and fees are published on our website and are subject to change. Payment terms will be communicated at the time of enrollment. You agree to pay all applicable fees as described in your enrollment agreement.

4.3 Payment Methods

We accept various payment methods as indicated during the enrollment process. By providing payment information, you represent that you are authorized to use the payment method and authorize us to charge all fees incurred.

4.4 Late Payments

Failure to make timely payments may result in suspension of access to services, additional fees, or cancellation of enrollment. We reserve the right to pursue collection of unpaid amounts.

5. Intellectual Property Rights

5.1 Our Content

All content on our website and within our educational materials, including but not limited to text, graphics, logos, images, videos, audio, software, and course materials ("Content"), is the property of AI Neural Hub or our licensors and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Content solely for personal, non-commercial educational purposes. This license does not permit you to:

• Modify, copy, distribute, transmit, display, reproduce, or create derivative works
• Sell, license, rent, or otherwise commercialize any Content
• Decompile, reverse engineer, or disassemble any software
• Remove any copyright, trademark, or proprietary notices
• Transfer, sublicense, or assign your rights to any third party
• Use Content for any unlawful purpose

5.3 Student Work

You retain ownership of original work you create as part of our programs. However, by submitting work to us, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display your work for educational, promotional, and marketing purposes.

6. User Conduct

You agree to use our services responsibly and in compliance with all applicable laws. You agree NOT to:

• Violate any local, state, national, or international law
• Infringe upon or violate our intellectual property rights or those of others
• Harass, abuse, threaten, or intimidate other users or staff
• Submit false, inaccurate, or misleading information
• Impersonate any person or entity
• Upload viruses, malware, or other malicious code
• Spam, phish, or send unsolicited communications
• Collect or harvest information about other users
• Interfere with or disrupt the operation of our services
• Attempt to gain unauthorized access to our systems
• Share your account credentials with others
• Use our services for any unauthorized commercial purpose

Violation of these conduct rules may result in immediate termination of your access to our services.

7. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Educational Standards and Certification

8.1 Academic Integrity

We maintain high standards of academic integrity. Students are expected to complete all work independently unless collaboration is explicitly authorized. Plagiarism, cheating, or any form of academic dishonesty may result in failing grades, dismissal from programs, or termination of services.

8.2 Certification Requirements

Certificates are awarded upon successful completion of program requirements as specified in the course description. Requirements may include:

• Completion of all assignments and projects
• Achievement of minimum grade thresholds
• Participation in required activities
• Payment of all applicable fees

8.3 No Guarantee of Results

While we strive to provide high-quality education, we make no guarantees regarding employment, salary levels, or career advancement resulting from completion of our programs. Individual results depend on many factors beyond our control.

9. Disclaimers and Limitations of Liability

9.1 Service Availability

We strive to maintain continuous availability of our services but do not guarantee uninterrupted access. Services may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control. We are not liable for any loss or inconvenience resulting from service interruptions.

9.2 "AS IS" Provision

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

9.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AI NEURAL HUB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use our services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of services
• Any errors, mistakes, or inaccuracies of content
• Personal injury or property damage resulting from your use of services
• Any third-party content or conduct

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT PAID BY YOU TO US IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE LIABILITY.

10. Indemnification

You agree to indemnify, defend, and hold harmless AI Neural Hub, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with:

• Your access to or use of our services
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any content you submit or transmit through our services

11. Termination

11.1 Termination by You

You may terminate your account at any time by contacting us. Upon termination, you remain responsible for all charges incurred prior to termination. Termination does not entitle you to any refund except as provided in our Refund Policy.

11.2 Termination by Us

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms
• Fraudulent activity or misrepresentation
• Non-payment of fees
• Conduct that we deem inappropriate or harmful
• Extended period of inactivity

11.3 Effect of Termination

Upon termination, your right to use our services immediately ceases. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Dispute Resolution

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, United States, without regard to its conflict of law provisions.

12.2 Arbitration Agreement

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of our services shall be resolved through binding arbitration conducted in Indiana, rather than in court, except that you may assert claims in small claims court if your claims qualify.

12.3 Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between you and us individually. To the full extent permitted by law, no arbitration or proceeding shall be joined with any other, no dispute shall be resolved on a class-action basis, and you waive any right to participate in a class-action lawsuit or class-wide arbitration.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting updated Terms on our website with a new "Last Updated" date
• Sending email notification to registered users
• Displaying a prominent notice on our website

Your continued use of our services after such modifications constitutes your acceptance of the updated Terms. If you do not agree to the modified Terms, you must discontinue use of our services.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

15. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of AI Neural Hub.

16. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and AI Neural Hub regarding the use of our services and supersede all prior agreements and understandings, whether written or oral.

17. Contact Information

For questions about these Terms or our services, please contact us using the information above. We will respond to inquiries within 48 business hours.

18. Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE OUR SERVICES.